Ladies, for this article I have included an absolute weight-loss, fat-loss, and fitness plan of action for you to follow in order to get in the best shape possible! Now to be up front I am not going to give you a "workout plan," but rather give you an outline of rules to follow and apply to the structure of your exercise program.
Remember that to be effective is to not waste time. In order to achieve an optimal level of fitness and to knock off those love handles you have got to be efficient in your training. One way to ensure this is to keep moving during your workout. In order to keep moving during your workout make sure to incorporate super-sets. A super-set is where you complete a set or timed round of one exercise and then immediately without rest transition into a different exercise. An example of this would be to complete a set of push-ups and then immediately jump to your feet to complete a set of squats!
Another effective rule to consider for speeding up your fat-loss campaign is to engage in multi-joint lifts or exercises rather than single-joint lifts. An example of a single-joint lift would be a leg extension. The only joint moving during this exercise is the knee joint. Because of this the quadriceps (your thighs) are more isolated and are restricted from having to incorporate other muscles in your legs such as your glutes (butt) and hamstrings (muscles that run from your butt to the back of your knee). Instead of engaging in lifts such as a leg extension to strengthen your legs perform lifts such as kettlebell swings, squats, or deadlifts. These are multi-joint lifts (with both the hip and knee performing the action) and gets those other muscles that I mentioned as being neglected in the leg extension performing in this movement. This will help you to achieve a greater level of strength and get you into a fat-burning stage a lot quicker! Train hard ladies and enjoy.